conditional approval before appraisal | BTCC Knowledge

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The content focuses on the appraisal process and conditional approval in homebuying, especially in the context of mortgage loans and new construction. Conditional approval indicates that a borrower has met most of the lender's requirements for a mortgage loan but may need to satisfy additional conditions before receiving final approval. It is the fourth step in the mortgage loan process and is crucial for buyers to proceed to the closing stage. The appraisal process also plays a significant role in determining the value of the property.

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